Molly Surowitz
Branch Manager molly.surowitz@bairdwarner.com Cell: 312.446.6251 Direct: 708.491.4130
Mortgage Checklist
To help you prepare for the process of securing a loan, here’s a list of what you might need to provide.
Almost everyone will need these items:
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Employer information for the last 2 years including employer name(s), address(es), phone numbers
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Your home address for the last 2 years
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W-2 forms for all jobs in the last 2 years
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Most recent 30 days of pay stubs, including year-to-date earnings
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Signed personal tax returns for the last 2 years with all schedules
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Most recent 2 months bank statements for all accounts – all pages
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Most recent financial statements for any stocks, bonds, mutual funds, IRAs, 401(k)s, etc.
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Picture identification (driver’s license, state ID, etc.)
Some will need these items, too:
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Fully executed copy of sales contract with all riders and attorney information
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Gift letter, fully executed
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Divorce decree
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Bankruptcy discharge papers
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For property owners: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease
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For self-employed: Corporate tax returns and partnership returns for the last 2 years; plus year-to-date profit-and-loss statement
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For non-U.S. citizens: resident alien card or U.S. visa