Mortgage Checklist

Almost everyone will need these items:

• Employer information for the last 2 years including employer name(s), address(es), phone numbers

• Your home address for the last 2 years

• W-2 forms for all jobs in the last 2 years

• Most recent 30 days of pay stubs, including year-to-date earnings

• Signed personal tax returns for the last 2 years with all schedules

• Most recent 2 months bank statements for all accounts – all pages

• Most recent financial statements for any stocks, bonds, mutual funds, IRAs, 401(k)s, etc.

• Picture identification (driver’s license, state ID, etc.)

Some will need these items, too:

• Fully executed copy of sales contract with all riders and attorney information

• Gift letter, fully executed

• Divorce decree

• Bankruptcy discharge papers

• For property owners: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease

• For self-employed: Corporate tax returns and partnership returns for the last 2 years; plus year-to-date profit-and-loss statement

• For non-U.S. citizens: resident alien card or U.S. visa